Refinancing in California – Refinancing in California can be easily achieved by contacting me at (888) 529-5506 or by emailing me at. There are many reasons as to why consumers refinance. One reason to consider refinancing is to switch your ARM, Adjustable Rate Mortgage, loan to a fixed rate mortgage loan. There are billions of dollars of adjustable rate mortgages that are set to expire in the year 2007. This most likely will mean that there are going to be hundreds of thousands of consumers looking to refinance before their interest rate adjusts upwards and their pay increases. If you are a consumer in this position contact us today to get a free, no hassle interest rate quote tailored to your specific needs and goals.

Two refinance terms you will often hear when refinancing are cash out and rate and term. Cash out means you will be receiving a sum over the maximum allowed. Rate and term mean you will be lowering either your mortgage interest rate (example: reducing your rate from 7% to 6%) or the length of your loan (example: reducing your loan from a 30 year fixed to a 15 year fixed).

If your payment is adjusting or about to adjust on your ARM mortgage, why not consider one of the most popular refinancing options in California today, the debt consolidation refinance. Not only can you lock in a fixed payment, but when you refinance you can take advanatage of the equity in your home to lower your total monthly spending dramatically!